{
  "slug": "rocket-money",
  "name": "Rocket Money",
  "domain": "rocketmoney.com",
  "category": "productivity",
  "categoryName": "Productivity",
  "description": "US personal-finance app for budgeting, spending and subscription tracking, with a choose-your-own-price Premium membership that adds credit reports, net worth tracking and cancellation help.",
  "directAnswer": "Cancel Rocket Money Premium yourself: open Settings, Membership, Manage Membership, drag the slider to $0/month, then tap Cancel Subscription. It takes about two minutes, and Premium features stay until the end of the billing cycle. Rocket Money publishes no refund policy for Premium fees, so the current period is not refunded.",
  "price": "$2.99 to $9.99 / month",
  "priceMonthlyUsd": null,
  "planName": "Premium",
  "subscriptionPlans": [
    {
      "id": "premium",
      "name": "Premium",
      "billingOptions": [],
      "priceNote": "Choose-your-own price on a sliding scale, which Rocket Money says varies at times and across platforms. The US App Store lists Premium in-app purchases at $2.99, $4.99, $5.99, $6.99, $8.99 and $9.99. The terms allow monthly or annual billing, and sales tax is added on top in 21 US jurisdictions.",
      "sourceUrl": "https://help.rocketmoney.com/en/articles/2217739-how-much-does-rocket-money-cost"
    },
    {
      "id": "premium-plus",
      "name": "Premium+",
      "billingOptions": [],
      "priceNote": "Rocket Money's terms describe Premium+ as an enhanced tier adding Agent Services, a High Yield Savings Account and Bill Negotiation without a success fee, but publish no price.",
      "sourceUrl": "https://www.rocketmoney.com/terms"
    }
  ],
  "difficulty": "Easy",
  "difficultyScore": 2.4,
  "billingMethods": [
    "web",
    "ios",
    "android"
  ],
  "accountTypes": [
    "personal"
  ],
  "cancellationUrl": "https://help.rocketmoney.com/en/articles/9095189-managing-my-premium-membership",
  "cancellationTime": "~2 minutes",
  "cancellationTimeSeconds": 120,
  "steps": {
    "web": [
      {
        "title": "Click the Settings icon",
        "body": "Sign in at rocketmoney.com and click the gear icon on the left side."
      },
      {
        "title": "Select Membership",
        "body": "This is where Rocket Money shows what you currently pay for Premium."
      },
      {
        "title": "Click Manage in the upper right corner",
        "body": "It opens the price slider for your membership."
      },
      {
        "title": "Move the slider all the way left to $0/month",
        "body": "The same slider sets a lower price if you want to keep Premium: choose an amount and click Update Subscription instead."
      },
      {
        "title": "Select Cancel Subscription and complete the prompts",
        "body": "Cancellation takes effect at the end of your billing cycle, and you keep Premium features until then."
      }
    ],
    "ios": [
      {
        "title": "Billed by Rocket Money: open Settings in the app",
        "body": "Tap the gear icon in the upper left of the dashboard, select Membership, then tap Manage Membership. No support contact is needed."
      },
      {
        "title": "Move the slider all the way left to $0/month",
        "body": "Tap Cancel Subscription and follow the prompts. Premium features stay available until the end of the billing cycle."
      },
      {
        "title": "Billed by Apple: cancel in Settings, Subscriptions",
        "body": "If you subscribed through the Apple App Store, open Settings, tap your name, select Subscriptions, select Rocket Money, then Cancel Subscription at the bottom and Confirm. Rocket Money says Apple's security measures stop it cancelling Apple charges for you."
      }
    ],
    "android": [
      {
        "title": "Billed by Rocket Money: open Settings in the app",
        "body": "Tap the gear icon in the upper left of the dashboard, select Membership, then tap Manage Membership. No support contact is needed."
      },
      {
        "title": "Move the slider all the way left to $0/month",
        "body": "Tap Cancel Subscription and follow the prompts. Premium features stay available until the end of the billing cycle."
      },
      {
        "title": "Billed by Google Play: cancel in the Play Store",
        "body": "If you subscribed through Google Play, open the Google Play Store, check you are on the right Google Account, tap your profile then Payments & subscriptions, select Rocket Money and tap Cancel subscription. Rocket Money states it cannot cancel Google Play charges for members."
      }
    ],
    "team": []
  },
  "platformNotes": {
    "web": {
      "note": "The rocketmoney.com web experience is itself a Premium feature, so cancel from the mobile app if you lose web access.",
      "warning": "Payment methods can only be changed in the mobile app, not on the website."
    },
    "ios": {
      "note": "Not sure who bills you? Settings, Membership shows Restore Premium for App Store subscriptions and Choose Your Own Price for subscriptions billed directly by Rocket Money.",
      "warning": "Deleting the app does not cancel anything, and cancelling Premium does not delete your Rocket Money account."
    },
    "android": {
      "note": "Not sure who bills you? Settings, Membership shows Restore Premium for Google Play subscriptions and Choose Your Own Price for subscriptions billed directly by Rocket Money.",
      "warning": "Uninstalling the app does not cancel the subscription."
    }
  },
  "refundInfo": "Rocket Money publishes no refund policy for Premium membership fees. Cancellation takes effect at the end of the billing cycle and Premium features stay available until then, so the period already paid for is not refunded. The only refund term in its Terms of Service covers the separate Bill Negotiation success fee, which is non-refundable except where Rocket Money made an error or the law requires otherwise. To stop a scheduled ACH debit, the terms require notice at least three business days before the debit date; with less notice Rocket Money may try to cancel the transaction but takes no responsibility for failing to. App Store and Google Play purchases follow Apple's and Google's own refund policies.",
  "pauseInfo": "No pause or hold option is documented in Rocket Money's Premium help articles or its Terms of Service. The documented alternative is paying less: under Manage Membership, tap Change Monthly Fee, set a lower amount with the slider and tap Update Subscription.",
  "downgradeInfo": "Cancelling is self-serve and needs no support contact: move the membership slider to $0/month and confirm Cancel Subscription in the app or on the website. Cancelling Premium does not delete your Rocket Money account, and the free plan keeps core tools like subscription tracking, budgeting and bill reminders. Premium-only features stop at the end of the billing cycle: the desktop web app, unlimited budget categories, full credit reports, cancellation services, net worth tracking, Financial Goals, real-time syncing, advanced transaction management, account sharing and data export. Any active Bill Negotiations stay in place, and notifications and emails keep coming unless you change your alert settings.",
  "dataRetentionInfo": "Deleting the account is separate from cancelling Premium and is permanent: it erases all Rocket Money data and cannot be undone, though another Rocket account such as Rocket Mortgage is not deleted. Rocket Money asks you to cancel Premium, cancel active bill negotiations and close active financial goals first. In the app: Settings, Profile, scroll to the bottom, Delete My Account, then Yes, I'm Sure. On the web: Settings, Profile, scroll to the bottom, Delete Rocket Money Account, then confirm again.",
  "factRows": [
    {
      "k": "Cancellation fee",
      "v": "None"
    },
    {
      "k": "Refund window",
      "v": "None documented"
    },
    {
      "k": "Effective",
      "v": "End of billing cycle"
    },
    {
      "k": "Free plan after",
      "v": "Yes, account stays"
    }
  ],
  "faq": [
    {
      "question": "Can I cancel Rocket Money Premium in the app without contacting support?",
      "answer": "Yes. Open Settings, select Membership, tap Manage Membership, move the slider all the way left to $0/month, then tap Cancel Subscription. The same path works on the website through Manage in the upper right corner."
    },
    {
      "question": "Does cancelling Premium delete my account or drop me to the free plan?",
      "answer": "The free plan. Rocket Money states that cancelling Premium does not delete your account, and the free plan keeps subscription tracking, budgeting and bill reminders. Deleting the account is a separate, permanent action under Settings, Profile."
    },
    {
      "question": "What happens to the Premium charge when I cancel?",
      "answer": "Cancellation takes effect at the end of the billing cycle and Premium features stay available until then, so the period you already paid for still stands. To stop a scheduled ACH debit, Rocket Money's terms require notice at least three business days before the debit date."
    },
    {
      "question": "Does Rocket Money refund Premium fees?",
      "answer": "It publishes no refund policy for Premium membership fees. The only refund term in its Terms of Service covers the separate Bill Negotiation success fee, which is non-refundable except where Rocket Money made an error or the law requires otherwise."
    },
    {
      "question": "I subscribed through the App Store or Google Play. Where do I cancel?",
      "answer": "In the store. Rocket Money says Apple's security measures stop it cancelling Apple charges, and that it cannot currently cancel Google Play charges for members. Settings, Membership shows Restore Premium if a store billed you."
    },
    {
      "question": "Can I pay less instead of cancelling?",
      "answer": "Yes. Under Manage Membership, tap Change Monthly Fee, set a lower amount with the slider and tap Update Subscription. Premium is a choose-your-own-price membership, so the features do not change with the amount."
    }
  ],
  "officialSources": [
    {
      "title": "Subscription Manager and Custom Budgeting App - Rocket Money",
      "url": "https://www.rocketmoney.com/",
      "lastCheckedAt": "2026-08-11"
    },
    {
      "title": "Managing my Premium Membership - Rocket Money Help Center",
      "url": "https://help.rocketmoney.com/en/articles/9095189-managing-my-premium-membership",
      "lastCheckedAt": "2026-08-11"
    },
    {
      "title": "How much does Rocket Money cost? - Rocket Money Help Center",
      "url": "https://help.rocketmoney.com/en/articles/2217739-how-much-does-rocket-money-cost",
      "lastCheckedAt": "2026-08-11"
    },
    {
      "title": "How to sign up for Rocket Money Premium - Rocket Money Help Center",
      "url": "https://help.rocketmoney.com/en/articles/9184529-how-to-sign-up-for-rocket-money-premium",
      "lastCheckedAt": "2026-08-11"
    },
    {
      "title": "Why is Rocket Money charging me? - Rocket Money Help Center",
      "url": "https://help.rocketmoney.com/en/articles/2667173-why-is-rocket-money-charging-me",
      "lastCheckedAt": "2026-08-11"
    },
    {
      "title": "My Premium features aren't appearing on my account - Rocket Money Help Center",
      "url": "https://help.rocketmoney.com/en/articles/2165722-my-premium-features-aren-t-appearing-on-my-account",
      "lastCheckedAt": "2026-08-11"
    },
    {
      "title": "Premium Membership features - Rocket Money Help Center",
      "url": "https://help.rocketmoney.com/en/articles/2677184-premium-membership-features",
      "lastCheckedAt": "2026-08-11"
    },
    {
      "title": "How to update your payment method for your Rocket Money Premium membership - Rocket Money Help Center",
      "url": "https://help.rocketmoney.com/en/articles/1867474-how-to-update-your-payment-method-for-your-rocket-money-premium-membership",
      "lastCheckedAt": "2026-08-11"
    },
    {
      "title": "Applicable sales tax for Premium memberships - Rocket Money Help Center",
      "url": "https://help.rocketmoney.com/en/articles/8532226-applicable-sales-tax-for-premium-memberships",
      "lastCheckedAt": "2026-08-11"
    },
    {
      "title": "How to delete your Rocket Money account - Rocket Money Help Center",
      "url": "https://help.rocketmoney.com/en/articles/934679-how-to-delete-your-rocket-money-account",
      "lastCheckedAt": "2026-08-11"
    },
    {
      "title": "How do I cancel a subscription that is billed through my Apple account? - Rocket Money Help Center",
      "url": "https://help.rocketmoney.com/en/articles/4445771-how-do-i-cancel-a-subscription-that-is-billed-through-my-apple-account",
      "lastCheckedAt": "2026-08-11"
    },
    {
      "title": "How do I cancel a subscription that is billed through my Google Play account? - Rocket Money Help Center",
      "url": "https://help.rocketmoney.com/en/articles/4445774-how-do-i-cancel-a-subscription-that-is-billed-through-my-google-play-account",
      "lastCheckedAt": "2026-08-11"
    },
    {
      "title": "Rocket Money Terms of Service",
      "url": "https://www.rocketmoney.com/terms",
      "lastCheckedAt": "2026-08-11"
    },
    {
      "title": "Rocket Money - Bills & Budgets on the App Store (US) - in-app purchase prices",
      "url": "https://apps.apple.com/us/app/rocket-money-bills-budgets/id1130616675",
      "lastCheckedAt": "2026-08-11"
    },
    {
      "title": "If you want to cancel a subscription from Apple - Apple Support",
      "url": "https://support.apple.com/en-us/118428",
      "lastCheckedAt": "2026-08-11"
    },
    {
      "title": "Cancel, pause, or change a subscription on Google Play - Google Play Help",
      "url": "https://support.google.com/googleplay/answer/7018481",
      "lastCheckedAt": "2026-08-11"
    }
  ],
  "verified": true,
  "manuallyVerifiedAt": "2026-08-11",
  "nextReviewAt": "2026-10-10",
  "urls": {
    "guide": "https://canicancelit.com/cancel/rocket-money",
    "json": "https://canicancelit.com/cancel/rocket-money.json",
    "markdown": "https://canicancelit.com/cancel/rocket-money.md"
  }
}